Whether seeking financial resources for expansion or credit for paying financial debts, the firm is able to assist our client with dedicated solutions and structured credit and resource lending operations.
Our international operations and relationships with leading banks and global investment funds allow us to have a greater facility to raise capital for our clients, either through equity contributions, debt issuance in debt or structured international transactions with SEC filings (Securities and Exchange Commission).
The entrepreneur or shareholder can also obtain resources for his company in an alternative way to conventional methods, we are talking about crowdfunding, which is nothing more than a modality of collective financing, where are raised the financial resources of investors interested in contributing in projects and companies that need of capital, be it for debt repayment or business expansion. The Internet itself can be an excellent ally when it comes to seeking financing alternatives to carry out well-designed and structured projects, allowing the company to advance in the company's billing and business environment through capital inflows, internal project financing, viabilization of new fronts of action, among others.
Debt crowdfunding is an alternative way for companies to borrow money. In essence, it is the same process as the traditional model of applying to a bank for a commercial loan. The main difference is that finances are raised through a crowdfunding or P2P site, and the funds are contributed by various investors. It may be appealing to companies seeking an alternative loan route for companies that have been unable to obtain financing through banks or credit unions.
For investors, the attraction can be the income that regular repayments of capital and interest from your loan contribution can offer, and also the knowledge that you are contributing to the idea, product, or business that you believe in. In this case, collateral is generally offered in the assets of the companies that are applying for the loan.
Equity crowdfunding is a mechanism that allows large groups of investors to finance start-ups and small businesses in exchange for participation in corporate capital. Investors give money to a business and receive ownership of a small piece of that business. If the business is successful, its value increases, as well as the value of a stake in that business - the reverse is also true. Capital crowdfunding coverage indicates that its potential is greater in start-ups that seek smaller investments to reach the establishment, while subsequent funding (required for subsequent growth) may come from other sources.
And, secured loan is a type of credit that grants resources on the borrower's equity, most of the time a real estate asset or a car, this modality may be interesting for those who do not have much availability of credit in the market and to obtain minors cost rates.
Our office offers credit opportunities to banks and other domestic and foreign financial and investment institutions where transaction cost rates can range from 1% to 2% per month with a maturity of 120 months to pay.
Concession of resources on the Equity and High Amounts
In order to bring the best opportunities and services available worldwide, we have established a good relationship and formed strategic alliances with international financial institutions and leading banks, on which we offer a specific line of resources.
Our corporate client, in a one-year operation exclusively for holders of equity and large amounts, mostly starting at US$ 100 million, we have been able to help by providing opportunities to grant resources up to 100% of their value.
Peer To Peer Lending
Peer To Peer Lending, also abbreviated as P2P Lending, is the practice of lending money to individuals or businesses through online services that correspond to lenders with debtors. In this mode, our investors can get higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates even after our office have service provision and credit check of the borrower.
Many Peer to Peer loans are unsecured personal and business loans, on the other hand, secured loans are sometimes offered using luxury assets such as jewelry, watches, antique cars, works of art, buildings, aircraft and other business assets as collateral . They are made for an individual, company or charity. Other forms of peer to peer loans include student loans, commercial and real estate loans, payday loans as well as secured commercial loans, leasing and factoring.
Interest rates can be defined by the lenders or fixed by our office based on a credit analysis of the borrower. The lender's investment in the loan is usually not protected by any government guarantee. It is important to stress that as in every investment and business, there is a type and level of risk linked, the investor has to evaluate his profile and choose among the opportunities available in the market. In some services, lenders mitigate the risk of default, choosing which borrowers lend and mitigate total risk, diversifying their investments among different borrowers. Compared to the stock markets, Peer to Peer loans tend to have less volatility and less liquidity.